The below disclosure statement is valid as of March 1, 2013.

As the owner of this blog, I write for my own purposes; however, may be influenced by my background, occupation, religion, political affiliation or experience. The views and opinions expressed on this blog are purely the blog owner's. I only endorse products or services that I believe, based on my expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.